Memo : Scams & manipulation

The lever common to every scam: manufactured pressure and urgency to make you act without thinking.

The fake "technician" (big software vendor, your carrier) who wants to take control of your device.

When the scam targets your money directly: fake payments, fake refunds, transfer requests.

The need for work as a lever: you're flattered with a job that's too easy, then asked for money or your documents.

Advanced techniques (trust built over time, combined scenarios) that trap even careful people.